HUB Insurance Hunter would like to make you aware of who we are and how we are compensated. HUB Insurance Hunter is a privately-owned insurance brokerage without financial affiliation to any individual insurance company. HUB Insurance Hunter receives compensation in two ways: commission income and contingency income.
Commission income - Commission, normally calculated as a percentage of the premium paid to the insurer for a specific policy, is paid to us by the insurer for the distribution and servicing of your insurance policy.
Our commission is included in the premium paid by you. The individuals at HUB International who place and service your insurance may be paid compensation that varies directly with the commissions we receive.
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Internet earnings audo unter income - We also receive income through contingency arrangements with most insurers. There is generally no meaningful method to determine the exact impact that any particular insurance policy has on contingency arrangements; however, brokers tend to receive higher contingency payments when they grow their business and retain clients through better service.
For this reason, the individuals involved in placing or servicing insurance are rarely compensated directly for the contingent income that we receive. The methodology for calculating the payment will vary by insurer, but generally the contingent commission, if paid, will range from 0.
Please note: Supplemental Commissions - Some insurance companies have recently replaced internet earnings audo unter commissions with supplemental commissions.
These commissions, in fixed amounts, are established annually in advance based on historical performance measured by criteria comparable to those by which contingent commissions are calculated. We refer to these commissions as guaranteed supplemental commissions, or "GSCs".