Earnings on the Internet on deposits reliable sites, Who Offers Direct Deposit?

8 Best High-Yield Online Savings Accounts of January 2021

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This may influence which products we review and write about and where those products appear on the sitebut it in no way affects our recommendations or advice, which are grounded in thousands of hours of research.

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Margarette Burnette January 1, Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page.

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However, this does not influence our evaluations. Our opinions are our own. The best high-yield savings accounts help you grow your money faster than standard accounts. The products featured on this page have annual percentage yields, or APYs, of around 0.

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That is many times more than the national average of 0. Most online banks, credit unions and nonbank providers often apps that partner with a bank for FDIC insurance have slashed their rates in response to the Federal Reserve's emergency rate cuts. But the high-interest savings accounts detailed below continue to offer some of the strongest yields available.

Editorial Note: Forbes may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Getty Over the past 20 years, direct deposit has gone from being a perk to the default for most workers. What Is Direct Deposit?

These accounts can help you boost your emergency fund. NerdWallet did extensive, independent research on dozens of financial institutions to identify the best options.

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While we mainly looked at savings interest rates, fees and minimum deposit requirements, we also considered whether the providers offer great digital tools. Check the bottom of the page for more information about how these financial products work.

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